Some programs may even let you get the best of each by taking your short-term data and expanding it over longer periods.Īnother helpful tip is to create separate columns for your budgeted income and expenses, your actual income and expenses and the difference between them. It’s really a matter of personal preference. Some people may find a weekly budget helps them stay focused on short-term, specific goals, while others find that the wide view of annual budgets gives them clarity on their long-term habits. Your budget period can be as little as a few days and stretch all the way to several years. Monthly budgets are quite popular and might be the first thing you think of, but it might help to consider other periods too. When creating your budget spreadsheet, you’ll need to specify the period over which you’ll track your expenses. You can note which subcategories are fixed (or fairly steady, like a job salary) or variable (like stock sales or contract work). The above concepts can also be applied to your income.
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